15 XP2 min read3 questions

Understanding crypto perpetual contracts — the most traded instrument in crypto, with funding rates, leverage, and liquidation.

Perpetual Contracts Explained

Perpetual contracts ("perps") are the dominant trading instrument in crypto, accounting for over 70% of all crypto trading volume.

How Perps Work

A perp is a futures contract with no expiry date. It tracks the price of an underlying asset (BTC, ETH, SOL, etc.) and lets you trade with leverage.

  • Long: Profit when price goes up
  • Short: Profit when price goes down
  • Leverage: Amplify your exposure (2x, 5x, 10x, 50x, 100x)

You don't own the underlying asset. You're trading a contract based on its price.

Funding Rates

Since perps don't expire, they use a funding rate mechanism to keep the contract price close to the spot price:

  • When perps trade above spot: Longs pay shorts (positive funding)
  • When perps trade below spot: Shorts pay longs (negative funding)
  • Funding is exchanged every 8 hours on most exchanges

Why it matters: In a bull market, you might pay 0.01-0.1% every 8 hours to hold a long. Over time, this adds up.

Leverage & Liquidation

Leverage is a double-edged sword:

| Leverage | 10% price move for you | 10% price move against | |----------|----------------------|----------------------| | 1x | +10% profit | -10% loss | | 5x | +50% profit | -50% loss | | 10x | +100% profit | -100% = LIQUIDATED | | 50x | +500% profit | -2% move = liquidated |

Liquidation = the exchange forcefully closes your position because your margin is depleted. You lose your entire position margin.

Leverage & Liquidation Visualizer

See how leverage amplifies both gains AND losses

Leverage

10x

Position Size

$10,000

Liquidation Price

$54,000

Liq. Distance

10.0%

Price MoveIn Your FavorAgainst You
±1%+10% ($100)-10% ($-100)
±2%+20% ($200)-20% ($-200)
±5%+50% ($500)-50% ($-500)
±10%+100% ($1000)💀 LIQUIDATED
±20%+200% ($2000)💀 LIQUIDATED
±50%+500% ($5000)💀 LIQUIDATED

Best Practices

  1. Use low leverage (2-5x max as a beginner)
  2. Always set a stop loss before the liquidation price
  3. Watch funding rates — high funding means crowded trades
  4. Size based on dollar risk, not leverage
  5. Understand isolated vs cross margin

Key Takeaway

Perps are powerful tools but they amplify both gains and losses. The leverage itself isn't the risk — improper position sizing with leverage is.

Knowledge Check

1. What makes perpetual contracts different from traditional futures?

2. What is the purpose of the funding rate?

3. At 10x leverage, a 10% move against you results in:

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